10:10 AM Wednesday, 10:10 AM - 11:00 AM (0 hours 50 minutes) Pay-by-Bank in the U.S.: Breaking Through the Bottlenecks Event In-person Track Faster Payments Experience Sarah Arnio Director, Digital Payments Walmart Scott Harkey EVP, Financial Services & Payments Endava Inc Greg Lloyd SVP Sales; Banking & Capital Markets Endava Reed Luhtanen Executive Director U.S. Faster Payments Council