The ACH Network continues to evolve to support innovation and emerging business models and opportunities. Uniquely ubiquitous, the ACH Network is instrumental to moving the payments space forward while balancing new ways of doing business with sound risk management and a reach that delivers game-changing impact. These sessions focus on increasing awareness about the most critical ACH-related topics necessary to operate today and compete tomorrow.
Topics include: ACH and ACH Rules topics, nonrisk-related NACHA initiatives, including audit and Same Day ACH
Disruptive Ideas & Technologies
New technologies, infrastructures, opportunities and threats, value chain democratization and the redefinition of the way parties interact and transact is portending a future quite different from today. There will be winners and losers. These sessions focus on the topics that threaten to disrupt the status quo, elicit controversy, and provoke debate in the industry.
Topics include: artificial intelligence, blockchain, distributed ledgers, APIs enabling data and information exchange, augmented reality, IoT, machine learning, and robotics
Compliance & Regulatory
Rules and regulations are the bedrock of financial services and payments, and provide the necessary surety for transactions. Although often viewed simply as an area of compliance, developments here also encompass innovation, transaction quality, opportunity and financial reward. Understanding the most crucial concepts and innovations will lead to positive, competitive results.
Topics include: regulatory changes, legal-focused topics
Faster Payments Experience
With enhanced capabilities implemented to existing platforms and the introduction of new rails, faster payments is gaining adoption. Encompassing sessions and solutions that focus on same-day, immediate, and other faster payments initiatives, the Faster Payments Experience spans the breadth of the conference program, providing attendees with a complete and unparalleled examination of the rapidly emerging faster payments landscape.
Topics include: faster payments capabilities and platforms
Corporate & End User Perspective
At the end of the day, it is all about the customer. Payors and payees are why we are here. These sessions are for and by end-user clients — practitioners from corporate, business, state and local government, higher education, and charitable and religious organizations — that originate and receive payments. Content focuses on their experiences and needs, and the solutions and business practices to help them succeed.
Topics include: A/R, A/P, remittances, business operations, consumer outreach
Smarter Payments Experience
New smart technologies and tools are enabling financial institutions, fintechs and other providers to leverage rich information within and surrounding a payment throughout the end-to-end process. These capabilities instill greater intelligence that enhances decision-making and awareness, informs choices and actions, removes friction, strengthens security and confidence, and adds value. The Smarter Payments Experience spans the breadth of the conference program, providing attendees with a complete and unparalleled examination of smarter payment capabilities and solutions and how they benefit customers.
Topics include: smarter payment capabilities and platforms, including omnichannel, NFC payments, technical solutions, interoperability among platforms, APIs enabling payments, ISO 20022 use cases, artificial intelligence, machine learning
Cybersecurity & Risk
As payment and operating systems evolve, new threats and risks are introduced nearly as quickly. Staying a step ahead of those interlopers or fraudsters is key to mitigating loss of revenue, reputation and customer relationships. Sessions focus on emerging threats and ways to recognize risks to prevent loss, as well as provide the necessary surety for transactions.
Topics include: general risk, third parties, fraud, risk mitigation techniques, cross-channel risk
Covering a wide variety of payments industry topics, these two-hour workshops employ interactive training techniques that provide attendees with meaningful value and practical tools such as checklists and resource papers. These sessions take place Sunday, May 5, 2019.
Attend these thought leadership presentations in a "fireside chat" format. Seating is limited to 30 individuals to allow intimate engagement by all participants. All Topical Talks will take place in the Crystal Ballroom Foyer.
Monday, May 6, 2019
Finding Success in Fintech Partnerships
9:30 AM-10:20 AM
Finding the right strategy and approach to partnering with fintechs can be challenging and seem like a daunting task. However, finding and ultimately partnering with the right fintech can be beneficial to your clients and your financial institution. Attend this Topical Talk and walk through three important areas that could help you successfully launch a fintech partnership; collaboration between the financial institution and the fintech company, focus on risk, regulations and compliance, and how to accelerate onboarding.
Senior Vice President, Head of Emerging Payments, KeyBank
Changing Technology & Payments
10:40 AM-11:30 AM
Changing consumer behaviors are resulting in changing needs. Hear how technology is being leveraged to create better services and solutions that meet the client’s demands. Learn how U.S. Bank is improving the client journey through the various payment touchpoints and channels to get the best client experience.
Vice President, New Product Development, U.S. Bank
Swati K. Shah
Senior Vice President, Enterprise Emerging Technology - TOS & Women of TOS Board Vice President, U.S. Bank
Tuesday, May 7, 2019
Consumer-Permissioned Data Sharing: Risks, Gaps & Solutions
10:45 AM-11:35 AM
Data aggregators and fintech providers are now offering services that let consumers manage their finances using information from multiple accounts at multiple financial institutions. This kind of consumer data access raises serious questions about the relationship between financial institutions and consumer-designated third parties. This Topical Talk covers the risks that come with consumer-permissioned information sharing, and current gaps and solutions in the existing legal framework to address these risks, with a strong focus on issues that can be addressed contractually between various stakeholders.
Gretchen E. Lamberg
Counsel, Banking & Financial Services, Sidley Austin LLP
The Reinvention of Bill Pay
2:00 PM-2:50 PM
There is no doubt that today’s bill pay experiences leave a lot to be desired. Customers are leaving bank aggregation products to the tune of 20% over the past two years and further complicating their lives by managing multiple biller direct relationships. With new capabilities available through the RTP® network, The Clearing House and a group of retail and wholesale banks leveraged design thinking to reimagine a seamless bill pay experience that would provide benefits for billers and bill payers. Attend this Topical Talk to engage in a discussion on the journey and the outputs of this work and help to imagine the bill pay of the future.
Peter A. Davey, AAP
Head of Innovation, The Clearing House
Integrated Everything – APIs as the Connective Tissue of Corporate Payments
3:05 PM-3:55 PM
APIs are becoming the “connective tissue” for our world, but developing a payments API strategy and roadmap requires significant effort from governance, product design, security and infrastructure to build a successful API gateway. Most importantly, it requires understanding a client’s technical capabilities to consume and leverage what has been built. Join the discussion with Millicent Calinog, Wells Fargo, and Bob May, PNC, as they share their experiences on this API journey in an small group forum facilitated by Jennifer Lucas, Executive Director at EY.
SVP, Treasury Management API Product Manager, Wells Fargo
Robert K. May
SVP, Treasury Management API Product Management, PNC Bank
Facilitated by: Jennifer Lucas
Executive Director, Payments, EY
Earn Continuing Education Credits
ACH Accredited Professionals (AAP) and Accredited Payments Risk Professionals (APRP)
Earn all 20 credits needed for the year. Approved for 15.9 hours + 2.4 for each workshop for both AAP and APRP continuing education credits by NACHA – The Electronic Payments Association. Attendees can also file their 2019 credits on site at PAYMENTS. Applicable filing fees apply.
Certified Treasury Professionals
Approved for up to 18.5 CTP/CCM recertification credits, 13.7 + 2.4 for each workshop, by the Association for Financial Professionals.