| Payments 2025

Miles Johnson, CTP

Vice President, Assistant Treasurer

Liberty Mutual Insurance Company

Eric Huber

Senior Manager, Fraud Threat Management, Enterprise Protect

TD Bank, N.A.

Michael L. Herd

Executive Vice President of ACH Network Administration

Nacha

Jane Hennessy

Senior Banking and Payments Consultant

Finzly

Peter J. Hazou

Director, Business Development

Microsoft Corporation

Janice Havins

Executive Director, Assistant General Counsel

J.P. Morgan Chase & Co

Andrew Channing Haskell, CTP

Director, Immediate Payments Product Management

BNY Mellon

Julia Hager

Billing Strategy and Operations Manager

Allstate Insurance Company

Ivy Gupta

Lead Product Counsel, Payments

Plaid Inc.

Matthew R. Friend

Head of New Payment Rails

Chase