| Payments 2026

Ema Ching

Lead Project Analyst

Federal Reserve Financial Services

Steve Son

SVP and Head of FedCash Business Solutions and Support

Federal Reserve Financial Services

J.R. Davis

President

Davis Bancorp

Ruchi Bhardwaj

Principal Product Manager, Financial Services, Business Network

OpenText

Rene Schuurman

Director, CashPro API, Global Transaction Services

Bank of America N.A.

Ashish Chaughule

Senior Vice President

Citibank N.A.

Vram Ismailyan

Co-Founder, CSO

Identifee

Lawrence T. Lau, AAP

Independent Consultant

Andy Sosnowski

Senior Director of Operations

Jack Henry & Associates

Joanne Pearce

Chief Digital Officer

New Hampshire Mutual Bancorp