Invisible but Everywhere: The Future of Commerce

The way we pay is shifting from a deliberate action to an integrated feature of everyday life. Invisible and automatic payment methods are emerging through technologies that embed transactions directly into products, services, and experiences. This session looks at how payments are becoming woven into activities such as ride-hailing, connected cars, and IoT-powered devices. We'll explore what's driving this transformation, how consumers are adapting, and what it means for businesses, banks, and the next generation of payment experiences.