Improving Fraud Risk Management with Account Validation

As global payment systems evolve and fraud risks accelerate, regulatory mandates are reshaping how institutions approach trust and security. Nacha's upcoming rule change, expanding account validation requirements from web debits to include credit payments, signals a broader shift toward more rigorous standards across instant payments networks worldwide. Against this backdrop, industry leaders are aligning account validation as a cornerstone of both payment security and operational efficiency. This panel will explore how collective intelligence is driving compliance and fraud prevention efforts, and why data visibility is now foundational to innovation in payments. Speakers unpack the strategic drivers behind this shift, namely the growing demand for speed, agility, and risk mitigation, and highlight the tangible benefits of embedded validation, from reduced returns and fraud losses to enhanced customer confidence. Real-world use cases will demonstrate how organizations are successfully implementing validation tools to streamline operations and meet regulatory expectations.