Session Tracks

Smarter Faster Payments sessions are positioned under these payments tracks. Review sessions listed under each track.

ACH

The ACH Network continues to evolve to support innovation and emerging business models and opportunities. Uniquely ubiquitous, the ACH Network is instrumental to moving the payments space forward while balancing new ways of doing business with sound risk management and a reach that delivers game-changing impact. These sessions focus on increasing awareness about the most critical ACH-related topics necessary to operate today and compete tomorrow.

Topics include: ACH and ACH Rules topics, non-risk-related Nacha initiatives, including audit and Same Day ACH

Sponsored by

SESSIONS IN THIS TRACK:

ACH Operational Resiliency
Data Drives Decisions: Preparing for the 2026 ACH Rule Changes
ERS and Secure Exchange: Selecting the Right Tool for the Right Task
Let's Settle This
Payment Disputes: What to do, What NOT to do
Preparing for Nacha’s Fraud Monitoring Rule Change for Originators
Rooting Out Routing Number Issues to Increase ACH Payments
Safeguarding ACH Payments: The Imperative of ACH Monitoring and Account Verification
Spotlight Series: ACH State of the Union: What's Happening in the ACH Network in 2025
Spotlight Series: Ripped From the Headlines: Trending Payments News
Unpacking the Power of ACH: From Workhorse to Racehorse
Harnessing Data Analytics to Optimize ACH Operations

AI-Driven Innovations and Strategies

This track explores cutting-edge applications of AI in payment systems, uncovering how machine learning, automation, and advanced analytics are revolutionizing financial transactions. this track offers a comprehensive look at how artificial intelligence is shaping the future of payments. Engage with case studies, participate in interactive discussions, and explore practical solutions to harness the power of AI.

Topics include: AI-powered fraud detection, personalized financial services, and the seamless integration of AI into existing payment infrastructures, how AI is enhancing security, improving customer experiences, and driving efficiencies.

SESSIONS IN THIS TRACK:

ACH-ing for the Future: How Artificial Intelligence is Transforming Banking and Payments
AI as a Game-Changer for Financial Services: Opportunities and Challenges
AI in Action: Demystifying and Leveraging AI in the Workplace
Double-Edged Sword: Generative AI in the Fight For and Against Fraud
Executive Series: Beyond the Hype: How AI is Being Leveraged to Improve the Payments Ecosystem
Leveraging AI to Detect and Mitigate Fraud
Spotlight Series: The Impact of AI Across the Lifecycle of the Payment
The Future of Receivables is Now: The Role of AI, ML and Robotics
Using AI to Enhance the Client Experience

Compliance & Regulatory

Rules and regulations are the bedrock of financial services and payments, and provide the necessary surety for transactions. Although often viewed simply as an area of compliance, developments here also encompass innovation, transaction quality, opportunity and financial reward. Understanding the most crucial concepts and innovations will lead to positive, competitive results.

Topics include: regulatory changes, legal-focused topics, legislative changes and activities in response to pandemic and emergency planning.

SESSIONS IN THIS TRACK:

Due Diligence and Monitoring Bank-Fintech/Third-Party Partnerships
Empowering Consumer Data Access: The CFPB’s 2023 Proposed Rule and Its Impact on Open Banking and Payments
ISO 20022: The Barely Tapped Power Source
Making Third Party Relationships Easier to Manage
Open Banking and Payments: Impact of the CFPB’s Rulemaking on Payments Information
Payments Law and Regulation Playing Catch-Up With the Payments Industry
Recent Developments Electronic Payment Law
Recent Developments with Beneficial Ownership
Spotlight Series: Regulator Perspectives: Third- Party Relationships and Risk Management
The Banking as a Service (BaaS) Balancing Act: Regulation and Innovation
Two Years After Studco: The Evolving Rights and Obligations of RDFIs
Understanding and Onboarding Third Party Relationships
Year One of the CFPB's Larger Participants In Payments Rule
Nacha Credit Push Fraud Rule Implementation Dates are Fast Approaching - Stay on Track

Cybersecurity & Risk

As payment and operating systems evolve, new threats and risks are introduced nearly as quickly. Staying a step ahead of those interlopers or fraudsters is key to mitigating loss of revenue, reputation and customer relationships. Sessions focus on emerging threats and ways to recognize risks to prevent loss, as well as provide the necessary surety for transactions.

Topics include: general risk, third parties, fraud, risk mitigation techniques, cross-channel risk

Sponsored by

SESSIONS IN THIS TRACK:

Crafting Better Defenses with AI and Digital Identity
Don’t Press Your Luck: Ensuring Financial Services Cybersecurity is Not Left to Chance
Everything You Never Knew About Cybersecurity and Safeguarding Your Organization
Funds Transfer Case Update: An Overview of Recent Cases Related to Funds Transfers Fraud
How Open Banking Leaves No Room for Fraudsters
Mobile Banking Fraud & Threat Intelligence: Impacts and Countermeasures for Financial Institutions
Not On My Watch: Best Practices to Help Protect Against Payment Fraud
Securing Payments Against Quantum Threats
Spotlight Series: Every Fraudster Has a Tell
Spotlight Session: With a Little Help from My Friends - Combatting Fraud Together
The Investment Imperative of Cross-Border Compliance in AML/KYC/Fraud Prevention
Using Data and Decision Intelligence to Combat Mules and Fraud
Wanted: Strategies to Reduce Improper Payments
From Risk & Fraud Classification to Control: Strategies for Financial Institutions

Disruptive Ideas & Technologies

New technologies, infrastructures, opportunities and threats, value chain democratization and the redefinition of the way parties interact and transact is portending a future quite different from today. There will be winners and losers. These sessions focus on the topics that threaten to disrupt the status quo, elicit controversy, and provoke debate in the industry.

Topics include: artificial intelligence, blockchain, distributed ledgers, APIs, augmented reality, IoT, machine learning, voice response and robotics, and digital identity, APIs enabling data and information exchange, A/R and A/P reconciliation, and ISO 20022 and other standards

SESSIONS IN THIS TRACK:

A Year Later: How Leveraging an Agile Ecosystem Has Improved KYC and Faster Payments Experience for Citizens
Banking as a Service 2.0: A Solution for an Industry at a Crossroads
Cut the Paper Trail: The Case for Electronic Payments Over Checks
DeFi, DAOs and Defining Regulations: Cutting Through Hype and Hyperbole
Embracing Disruptive Technologies for a Bold Future
Embracing Embedded Finance
Fraud Prevention and Treasury Management in the Quantum Computing Era
From Data Overload to Smart Defense: AI and ML in Fraud Prevention
ISO 20022 in Action: Practical Advice for a Smooth Transition
Navigating the Highs and Lows of Embedded Banking
Opportunities, Challenges and the Future of Core Payments Rails
Realizing Recurring Real-Time Payments: A Global Perspective
Resolved: Financial Institutions Will Not Survive. The BaaS Debate
Spotlight Series: Making Payments Truly Safer
The Cross-Border Payments Ecosystem: New Developments and Options
The Next Big Thing: Open Banking with ACH Gives Merchants More Control of Payments
Crypto Summer: Recent Developments and Impact on the Payments Landscape
Navigating the Future: Blockchain in Banking, Cryptocurrency Trends, and Transaction Monitoring
Tag it – Transaction Tagging for Pay by Bank Evolution

Faster Payments Experience

With enhanced capabilities implemented to existing platforms and the introduction of new rails, faster payments is gaining adoption. Encompassing sessions and solutions that focus on same-day, immediate, and other faster payments initiatives, the Faster Payments Experience spans the breadth of the conference program, providing attendees with a complete and unparalleled examination of the rapidly emerging faster payments landscape.

Topics include: faster payments capabilities, enhancements, use cases and platforms

SESSIONS IN THIS TRACK:

Boosting Account Opening Conversion Rates through Instant Payments
Building a Next-Generation Fraud Risk Management Framework
Harnessing Instant Payments to Solve Real Life Business Problems
Instant Beer? How QR Codes are Taking Flight
Instant Payments 202: Build Your ROI & Business Case for Board Investment
Instant Payments Retrospective: How Community Banks & Credit Unions Navigated Their First Year
Moving Past Immediacy: Real-Time Payments as a Tool for Customer-Driven Growth
No Passport Required: Successfully Deploying Real-Time Payments Around the World
Payments Fortune Telling
Reframing the Payments Experience with Smart Partnerships and Innovation
Shifting Payments Options: The New Customer Experience
Speeding Up Nationwide Auto Lending Funding Using Instant Payments
The Push is On! Insights into the Latest Innovative Payment Solutions
Why Corporate Customers Demand Faster Payments (…or Don't)
“Instant Pay-by-Bank” – A Credit Union and Community Bank perspective
Why All Faster Payment Types Are Needed to be Successful

Payments in Practice

Sessions in this track go beyond the abstract while exploring proven results and solutions for payment participants. Use cases, success stories and proven results inspire the creation of ideas and offerings while exploring new ways to put payments in practice.

Topics include: case studies, use cases and lessons learned, completed implementation of products, services and ideas, proven ideas and solutions

SESSIONS IN THIS TRACK:

Advancing the Target Operating Model for Modern Payment Processing
Cross-Border Payments: The Financial Institution IS the Digital Conductor
Discover the Value of Sending Instant Payments
Executive Series: Innovation and Inclusion are Not Mutually Exclusive
How Verizon and Trustly Flipped the Payment Script: From Card-dominant to ACH-dominant with Open Banking
Making Payments of the Future Smarter Today
Navigating Embedded Finance: Strategic Insights in the Age of Innovation
Reimagine the Customer Experience by Rethinking Payments
Spotlight Series: How to Foster Financial Inclusion in Modern Payment Ecosystems
Tales of U.S. Currency: Examining the Trends in Cash Payments
Three Perspectives on New Fraud Prevention Rules

Practical Strategies

Sessions in this track focus on topics related to organizational goals, sound business practices, systems modernization, payments convergence and implementation planning for products, services and processes.

Topics include: research results and future approaches to evolving workplace and industry needs, and the impact of pandemics and natural disasters on business continuity plans

SESSIONS IN THIS TRACK:

A Guide to Navigating Cross-Border B2B Payments
Accelerating Your Career: Strategies for Next-Gen Payment Professionals
Become the Hub for SMBs: How to Offer More than Traditional Banking Products
Executive Series: 2025 Insights into Customer Payment Behavior
Executive Series: Empowering the Next Generation of Payment Industry Leaders
Fostering Talent as Generations Collide in the Workforce
Innovating with ACH: Next-Generation Solutions for Businesses
Is Pay by Bank the Future of e-Commerce?
Navigating the Tug-of-War Between Push vs. Pull Payments
Spotlight Series: Building a Better Payments Journey
Third Party Risk Management Ecosystem in Action
What’s Trending About Spending? Examining Generational Spending
Winning and Serving SMB Clients: Success Stories From the Field

Small to Large Business Perspectives

The ACH Network continues to evolve to support innovation and emerging technologies. At the end of the day, it's all about the customer. From small business to large corporates, payors and payees are why we are here. The sessions are for and by end-user clients—practitioners from corporate, business, state and local government, higher education, and charitable and religious organizations—that originate and receive payments. Content focuses on their experiences and needs, and the solutions and business practices to help them succeed.

Topics include: A/R; A/P; remittances; business operations; consumer outreach; UX; directories, small to medium business solutions

SESSIONS IN THIS TRACK:

A Data-led Approach to Winning Small Businesses
Keeping B2B Payments Fraud at Bay
Preparing to Meet New Fraud Monitoring Requirements

Smarter Payments Experience

New smart technologies and tools are enabling financial institutions, fintechs and other providers to leverage rich information within and surrounding a payment throughout the end-to-end process. These capabilities instill greater intelligence that enhances decision-making and awareness, informs choices and actions, removes friction, strengthens security and confidence, and adds value. The Smarter Payments Experience spans the breadth of the conference program, providing attendees with a complete and unparalleled examination of smarter payment capabilities and solutions and how they benefit customers.

Topics include: smarter payment capabilities and platforms, including omnichannel, NFC payments, technical solutions, interoperability among platforms, APIs enabling payments, ISO 20022 use cases, artificial intelligence, machine learning

SESSIONS IN THIS TRACK:

Back to the Future (of Bill Pay!)
Cashing in on the Marketplace Boom: How Treasury is Meeting E-commerce Demands
Consumerization of Business Payments: Adapting to New Expectations
Executive Series: Open Banking Around the World: Does the Reality Match the Hype
Friction Free: How APIs and Data Are Revolutionizing Payment Initiation
Harnessing Open Finance: A Shift to Reshape the Global Payment Landscape
Payment Hubs Demystified: Why They Are The Future of Payments Processing
The PaaS Balancing Act: Market Opportunities vs. Compliance
Navigating the Fragmented Financial Landscape

Kick-Start Sessions

Begin your attendee experience on day one with thought leadership sessions brought to you by organizations leading in the payments space.

Sponsored by:

Featuring sessions from