Avery Miller

Peter Tapling, APRP

Managing Director

PTap Advisory, LLC

Matthew Luzadder

Managing Partner Chicago Office

Kelley Drye & Warren LLP

Avery Miller

VP, Consumer Digital Product for Avion Rewards

Royal Bank of Canada

Craig Ramsey

Head of Real-Time Payments, Banking

ACI Worldwide

R. Andrew Gomez

Director

Lipis Advisors

Elizabeth Cronenweth AAP, CCM

Senior Vice President, Payments Group Product Manager

UMB Bank, NA

Lisa Coffey

Chief Innovation Officer

Corporate America Credit Union

Pat Thelen

Vice President

Ripple

The Power of ACH for Online Retail Payments: Exploring Innovations for E-Commerce Success