10:10 AM Wednesday, 10:10 AM - 11:00 AM (0 hours 50 minutes) Moving Past Immediacy: Real-Time Payments as a Tool for Customer-Driven Growth Event In-person Track Faster Payments Experience Reed Luhtanen Executive Director U.S. Faster Payments Council Beth Provenzano Senior Vice President Merchant Advisory Group Andy Schmidt Vice President, Global Industry Lead – Banking CGI Technologies and Solutions, Inc. Michael Thomas Senior Vice President, Head of Instant Payments U.S. Bank