ACH 

While nearly half of all consumer bills are paid via ACH, speakers reveal the underlying reasons why many companies still do not leverage ACH as a payment method. Each speaker is challenged to examine the user experience, risk concerns, and transaction fees of credit/debit cards and and PayPal, and address how new innovations such as online bank login, Same Day ACH, The Clearing House's Real-Time Payments rail, and Zelle are either starting to shift the paradigm or are falling short of user expectations.

Questions answered by this session:
1. What is keeping big tech companies – experience, risk, fees – from offering ACH as a payment method?
2. Are the recent advances in direct bank payments meeting the expectations of these corporates and, if not, what capabilities are still needed to create a seamless payment experience?

Josh Karoly
Global Payments, Netflix

Shawn Princell
President, Cash Flow Solutions

Disruptive Ideas & Technology

A panel of experts provide their insights with regard to how disruptive technologies, blockchain technology, faster payments and other industry-changing verticals will impact the future. Adoption of micropayments, cryptocurrencies, and e-wallets are quickly making inroads to both individual and corporate payment types. Panelists advise where the investment dollars are being directed to fashion a more seamless, frictionless and positive experience for individuals and corporate entities alike.

Questions answered by this session:
1. How has the consolidation of payment formatting via ISO enabled more expeditious global payment deployment for the parties involved?
2. What are some best practice solutions that demonstrate how AI is playing a greater role in reducing friction for payment delivery?

Katja Lehr
Director, North America Products, PayPal

Rene Lacerte
Chief Executive Officer, Bill.com

Tim Smallow
Director, Treasury, Amazon

Moderated by: Steven Bernstein
Executive Director, J.P. Morgan