Innovations in Information Track

Sessions in this track focus on information flow and exchange of messages with payments, process improvements, and enhanced capabilities by using information with payments.

How Banks, Data Aggregators & Fintechs Collaborate to Secure Financial Data

Allowing consumer permission-based access to bank-stored data through screen-scraping technologies, enables thousands of fintech apps to leverage bank-held data to provide innovative services. As these services scale, the technology and business models must adapt to ensure security, consumer safety, and transparency. Connected banking, which is the effort to enable consumer control through a more secure exchange of financial data between banks and fintechs, is already making progress as the industry works together to improve data sharing practices through new technology standards and infrastructure, risk management requirements, legal agreements, and ongoing industry collaboration. Learn how financial institutions are working with data aggregators and fintechs to put consumers in control of their data, while also enhancing innovation.

Questions answered by this session:

  1. How are fintech apps gaining access to bank-held data, and why does it need to change?
  2. How do customers gain more control of their financial data through connected banking, and what are the key business areas that need to evolve to support the migration to connected banking?

Moderated by: Ben Isaacson
SVP, Product Strategy, The Clearing House


Data Analytics: The Foundation for the Future of Banking

In a technology-driven world with emerging market penetration from digital banks, fintechs and megabrands, the clock is ticking for traditional institutions. Disguised as standard payments and transaction are a wealth of insights on customer life stages, banking and product preferences, and held-away accounts with competitors. Learn how to leverage clean, centralized data derived from payments and transactions, to understand competitive trends, drive customer engagement, improve operational efficiencies, and make better informed strategic decisions.

 

Questions answered by this session:

  1. How is data foundational for the future of banking?
  2. How can you leverage data to drive decision-making in all areas of your organization?

 

John Thuma
VP of Data Solutions Group, FIS

Mary Gilmeister
President & CEO, Segmint

Rob Heiser
President & CEO, Segmint


Harnessing the Potential of ISO 20022

Beyond the timelines, checklists, and considerations around implementing ISO 20022 lie the immense leverage points for financial institutions and their clients. Learn about the value-add of data, the opportunities provided by ISO data fields and data usage. Join this session to hear firsthand from both technology and financial institution experts about this evolution in payments.

 

Questions answered by this session:

  1. How can the new ISO 20022 standard for wire impact you and your customers?
  2. What will it take to support this standard, and what are the key considerations when planning for both the near-term and the long-term added value?

 

Fred Gibbons, AAP, APRP, CTP
SVP Treasury Solutions Operations, Broadway Bank

Ernie Fiore
Product Manager, Fiserv


Mitigating Security Weaknesses By Focusing on Payment Data

Fraudsters have never been shy about using vulnerabilities to launch digital attacks that cost trillions of dollars in damage each year. What if payment professionals could identify payment patterns that would flag potential payment fraud before it occurred? This session discusses how corporate payment practitioners can harness the data around their payment practices to make their transactions more secure and train staff to recognize transactions that don’t match data-based patterns. Speakers provide engaging conversation around how to evaluate data, what to do once payment patterns have been established, and how to work with banking partners and third-party providers to ensure transactions are executed safely and securely.

 

Questions answered by this session:

  1. How can payment transaction data be used to establish payment patterns and protocols that mitigate risk?
  2. What opportunities exist to supplement data information to strengthen risk mitigation tools and practices?

 

Lisa Evans
Director, Product Sales, Vocalink Analytics, Mastercard

Ryan Stallings
Business and Reporting Analyst, J.P. Morgan

Dave Tiezzi
Vice President, Head of Partners and Channels, Early Warning

Moderated by: Tracey Horn
VP, ACH Product Manager, J.P. Morgan