Monday, April 20

The following sessions have been approved for CLE credits by Kelley Drye. Specific requirements can be found at the bottom of the page. All sessions are within the Compliance & Regulatory educational track.


Recent Developments in Electronic Payments Law

9:30 AM-10:20 AM | Room: National Harbor 2-3

Staying abreast of the numerous and often complex developments in the legal and regulatory framework for payments can be daunting. Yet understanding the implications to an organization's ACH activities is crucial. In this session, receive a thorough review of significant legal issues raised by current developments in electronic payments law, including recent amendments to the Nacha Operating Rules.

Questions answered in this session:

  1. What are significant legal issues raised by current developments in electronic payments law?
  2. What are the implications to an organization's ACH activities?


Erin Fonte
Partner, Hunton Andrews Kurth LLP

Jane K. Winn
Professor of Law, University of Washington

Banking Legal Cannabis Businesses: Managing Risks Through Effective Compliance

11:20 AM-12:10 PM | Room: National Harbor 4-5

This panel discusses how credit unions are effectively managing the risks inherent in the cannabis industry. Attendees receive practical compliance tips – from the initial KYC to monitoring transactions and managing risk. Learn about NCUA's position on cannabis banking and discuss how other financial regulators and law enforcement have approached this issue. Also learn about issues related to insurance and individual liability in case things go wrong.

Questions answered in this session:

  1. What can we learn from financial institutions that are banking the cannabis industry?
  2. What position are regulators and law enforcement taking with regard to banking the cannabis industry?


Randall Lehner
Partner, Kelley Drye & Warren, LLP

Philip DS Martin, CAMS
Head of Compliance, Titan Vault, LLC

D. Scott Neat
Associate Director, Office of Examination & Insurance, NCUA

Moderated by: Matthew C. Luzadder
Partner, Kelley Drye & Warren, LLP

Regulatory Update: AML/BSA & OFAC

1:25 PM-2:15 PM | Room: National Harbor 4-5

This deep dive dialogue session engages attendees about the laws and regulations related to consumer protection, and focuses on anti-money laundering, the Bank Secrecy Act, OFAC compliance. and how the industry is impacted by regulatory reach at both the state and federal level. 

Questions answered in this session:

  1. How has the regulatory landscape impacted the payments industry? 
  2. What does this panel of experts see developing in 2020 and beyond?


Jeffrey D. Dunn
Shareholder, Munsch Hardt Kopf & Harr, P.C.

Katie Hawkins, Esq.
Associate, Hudson Cook, LLP

Laurie Nelson
Chief Compliance Officer & General Counsel for Autoscribe Corporation, Lyons Commercial Data and PaymentVision Divisions

Moderated by: Matthew C. Luzadder
Partner, Kelley Drye & Warren LLP

Playing Legal Catch-Up With the Changing Payments Landscape

2:30 PM-3:20 PM | Room: National Harbor 4-5

Not since Check 21 took effect have payment laws experienced such significant changes. Existing and new entrants in this space may be unaware of common legal issues associated with changes in the payments landscape, given the current patchwork of payment laws and an alphabet soup of regulations. This session discusses some of the most common legal issues and oversights encountered in payments, with a focus on the diverse perspectives and roles played by the banking, consumer, and regulatory industries.

Questions answered in this session:

  1. How do the changing payments laws affect my business?
  2. Does the value-add to changes in the payments landscape outweigh any potential risks associated with those changes that current payments law does not contemplate addressing?


Ana Cavazos
Assistant General Counsel, Federal Reserve Bank of Atlanta

Ivy Gupta
Assistant General Counsel, Truist Bank

Scott Jones
Partner, Adams & Reese, LLP

Tuesday, April 21

Symbiosis of Fintechs & Financial Institutions

1:15 PM-2:05 PM | Room: National Harbor 4-5

Panelists examine the relationship between financial institutions and financial technology companies. Regulatory considerations, issues related to specific payment networks and systems, enforcement trends and priorities are discussed as speakers provide attendees with a brief survey of the fintech space (including money transmission issues that accompany nonbank partnerships) and a more nuanced understanding of the legal considerations that accompany a bank partnership and other fintech services.  

Questions answered in this session:

  1. What is the value and structure of bank partnerships for fintechs, banks, consumers and the broader financial payment system?
  2. How do fintech partnerships promote innovation for financial institutions?


Parag Patel
Managing Associate, Orrick, Herrington & Sutcliffe LLP

Sangeetha Raghunathan
General Counsel, Earnin

Doug Smith
Associate General Counsel, E*Trade

Wednesday, April 22

Regulatory Update: Global Financial Crimes & Fintech

8:00 AM-8:50 AM | Room: National Harbor 4-5

This session explores recent legal developments relating to anti-money laundering, KYC, money transmitters and transaction monitoring that will impact fintech companies. Speakers address current events that may impact a fintech's regulatory compliance program and suggested best practices to address these legal developments.    

Questions answered in this session:

  1. What are the key legal developments related to anti-money laundering that are important for a fintech compliance program? 
  2. How can fintechs prepare for these changes?


Ingrid Busson-Hall
Senior Director, Head of Financial Crimes Advisory and Workplace Relations, PayPal Inc.

Cassie Lentchner
Senior Counsel, Pillsbury Winthrop Shaw Pittman, LLP

Regulatory Update: Consumer Finance

10:10 AM-11:00 AM | Room: National Harbor 4-5

This session provides an update on the latest happenings among consumer financial services regulators, with a specific focus on the CFPB and the FTC. Speakers examine topics of critical importance and provide an outlook on what may be ahead, particularly during a general election year.

Questions answered in this session: 

  1. How has the rollout of the CFPB's Prepaid Account Rule impacted the industry? 
  2. How have state regulators expanded their role in consumer protection over the past year?


Mark Dabertin
Special Counsel, Pepper Hamilton LLP

Avi Erdfarb
Associate, Blank Rome LLP

** Kelley Drye is the CLE Accredited Provider for Payments 2020 and is an accredited provider of NY, IL, CA and TX CLE. Continuing legal education sessions will offer California, Illinois and Texas general credits and New York non-transitional credit only. In accordance with the requirements of the New York State CLE Board, this non-transitional, CLE program is not approved for newly-admitted attorneys within the first two years of admission to the Bar.

Participants can attend the CLE eligible sessions only for no charge however, you will not be permitted to attend any other conference sessions or events. Upgrade your registration at the current available rate and attend the full conference. And if you’ve never attended Payments, you may register for the full conference for only $995. Contact for more information.